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Paul Winn's Disability Insurance Update View Table of Contents [ Print This Page ] Recommended CPE Credit: CFP®: 4 Licenses: CFP ® PACE Course Description (scroll down to order) This course consists of seven lessons covering the principal disability products: disability income, income replacement, business overhead expense, and disability buyout. The text focuses primarily on disability income insurance although business-related disability products, such as disability buyout and business overhead expense policies, are also examined. Advisors are introduced to the various definitions of disability—own occupation, any occupation, etc.—that are used by insurers, as well as the important differences between the principal renewability provisions. Disability rider benefits are considered, including those benefits provided by the Social Insurance Benefits rider, the Purchase Option rider, and the Return of Premium rider. Financial and medical disability insurance underwriting is discussed, and the use of occupational classification is explained. The important sources of disability income benefits are considered, including those provided by federal and state government programs, employer-related plans, and individually purchased policies. The tax treatment of disability premiums and benefits is explained. Course and Credit Information This course was updated on 1/20/2010. Author: Paul Winn, CLU, ChFC Course text (78 pages). Exam and Grading:  Included with course. Take the exam using the e-Exam interactive PDF form for instant online grading and certificate (can also be faxed in). CFP® credits reported automatically (if applicable). Program delivery method: Self-study, available in print or download . Program level: Overview; Course prerequisites: None; Advance preparation: None Subject Codes/Fields of Study: CFP Board,  NAPFA: Insurance Planning. NAPFA members: Download a course credit-by-subject chart from our Resources page. Credit Information: CFP® and PACE credit available in all states. Course-sponsor number: CFP Board: 1008. How to Order Order online or by phone (800-588-7039) To order online: 1. (Optional) Log-in or Open an Account. 2. Enter quantity below 3. Select how you would like to receive the course (printed materials sent in the mail or PDF file downloaded and saved to your computer). 4. Click "Add to Cart", continue shopping or proceed to secure checkout.  PDF Downloads: The PDF version of the course is downloaded, including the exam, from the purchase confirmation page (first download the course file to your computer, then open it.  Don't forget: Get 18% off when you order 3 or more courses. Discounts and shipping/handling, if applicable, are added during checkout, just before payment. Print Price:  $59.00 Download Price:  $49.00 Quantity  Purchase Option:  Print Version (U.S. addresses only) Download Version