Another title in our Advisor's Short Course® series written specifically for financial advisors.
This course was updated on 1/5/2008.
What's Covered
Long Term Care Fundamentals is a basic long term care course that examines the subject in four chapters. Chapter 1 considers the nature of long term care, including the typical conditions requiring long term care, the differences between skilled and custodial care, and the settings in which long term care is delivered.
Chapter 2 addresses the issues of long term care costs and payers, including the national average costs for skilled and custodial care in nursing homes, assisted living facilities, adult day care facilities, and in the care recipient’s home. Population trends and the effects on long term care are discussed, with particular consideration given to the baby boom generation. Chapter 2 ends with an examination of the various long term care cost payers, including Medicare, and Medicaid.
Chapter 3 discusses long term care insurance and various alternatives to stand-alone policies for payment of benefits. The chapter considers the various approaches used by insurers to deliver benefits, benefit triggers, basic and optional long term care insurance provisions, and the tax treatment of long term care insurance premiums and benefits. The chapter ends with a consideration of the various alternatives for long term financing.
Chapter 4 addresses the suitability and ethical issues that impact the long term care insurance sale, including the need to provide full disclosure to enable the client to make an informed decision, and the requirements for making an appropriate long term care insurance policy replacement.
Beacon Hill e-Exam
This course comes with our e-Exam electronic exam answer sheet. You complete your exam on your computer using an electronic PDF form and, with the click of a button, Email it in for grading and, in under thirty minutes, you will receive an Emailed response with your certificate attached.
The e-Exam electronic PDF form is included with the course file on the downloadable PDF version of the course. You don't need to log-on to our Website – the form is attached directly to the course. ( If you prefer, you can print a blank answer sheet, complete it by hand, and fax it in.)
Author
Paul Winn, CLU, ChFC
What's Included
Course text (95 pages), exam, answer sheet, 24-hour grading, certificate of completion, reporting to CFP Board.
Additional CE credit Information
CFP® and PACE credit available in all states.
Field(s) of Study: Insurance, Retirement Planning (NAPFA members: Go to the Resources page for a printable chart listing courses by NAPFA subject-area and recommended credit allocation).
Program delivery method: Self-study–print or download.
How to Order
Order online or by phone (800-588-7039)
To order online:
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Select purchase option (Print or Download Version)
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Discounts and shipping/handling, if applicable, are added during checkout, just before payment.
Don't forget: Get 18% off when you order 3 or more courses!
Regular price:
Print $79
Download $69
Long-Term Care Fundamentals
are certification marks owned by the Certified
Financial Planner Board of Standards, Inc. These marks are awarded to individuals who
successfully complete CFP® Board's initial and ongoing certification requirements.
